Terms and Conditions

Last Updated: 22/10/23

1. Introduction
Welcome to Uhmbrella.io. This website is owned and operated by Uhmbrella Ltd. By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions.

2. User Agreement
By using our website, you agree to the terms and conditions listed on this page. The terms may be updated from time to time, and it is your responsibility to review them regularly.

3. Intellectual Property
The content on Uhmbrella.io, including but not limited to text, graphics, and icons, are protected by copyright and trademark laws. Unauthorized use may result in legal action.

4. User Contributions
All content uploaded or contributed by users remains the intellectual property of the original creator. By uploading content, you grant Uhmbrella a non-exclusive license to use, display, and distribute said content.

5. UhmCoin and Transactions
Users can earn, buy, and spend UhmCoin within the Uhmbrella ecosystem. All transactions are final. Users can cash out UhmCoin for real currency based on the prevailing conversion rate set by Uhmbrella.

6. Liability
Uhmbrella.io is provided “as is”. We make no representation or warranty of any kind regarding its accuracy, content, or availability.

7. Termination of Account
We reserve the right to terminate user accounts that violate our terms and conditions without notice.

8. Governing Law
These terms and conditions are governed by UK laws, and any disputes will be handled in the UK legal system.

9. Changes to This Agreement
We reserve the right to modify these terms and conditions at any time. It’s your responsibility to review these terms regularly.

10. Contact
For any questions about our terms and conditions, please [contact us].